Financial Services for Businesses

Experience the JMOD Difference

Choosing a plan provider for your organization’s retirement plan, endowment, or foundation is challenging. Many providers offer similar products, technology, and services. But what sets one plan provider apart from all the others? What makes a provider the right one for your plan?

Our Process

Based off your needs and plan objectives, we help customize a solution that is uniquely created for your retirement plan, endowment, or foundation.

Retirement Plans

Technology

We embrace adaptive technology to streamline your online plan management and provide your employees with efficient tools to help them track and manage their retirement plan accounts. Award-winning apps for mobile devices mean that your employees will find the information they want quickly and easily. Additionally, we make educational content and the latest industry news available across social media platforms such as Facebook Twitter, and YouTube.

Investments

Our open architecture platform has no proprietary fund requirement. We work with more than 120 fund families, so your plan can access more than 8,000 funds, including Dimensional Fund Advisors (DFA), and competitive Fixed-Interest Options to meet your specific investment needs.

Education

Because we understand that there are different needs and different motivations from one employer to another, we use targeted and personalized communication. Segmented messaging can target specific employer groups across your diverse workforce and can be based on trends (e.g., undercontributing, not enrolled, etc.), age, income, and more.

Service

Every workplace has a mix of employees with personal preferences who want and demand flexible participant services. On their retirement journey with JMOD Financial Services, your employees can decide how much help they want, and their preference for how that help is provided – online, by phone, with mobile devices, or in person – to manage their retirement savings.

Moreover, our team has a great deal of experience working with executives and helping companies retain and attract top talent. Therefore, for individuals and companies that qualify, we offer executive planning, a platinum level of service for top executives that includes all the areas of comprehensive financial planning that one typically expects for high-net-worth individuals. 

Compliance

If you require a team with the plan expertise needed for retirement plan design and compliance, we are your compliance solution. We employ a team of professionals who are thoroughly educated in the intricacies and are available to provide general guidance in relation to plan compliance. Likewise, our recordkeeping system monitors transactions to ensure compliance with plan rules.

Endowments and Foundations

Spending Policy Design

Spending policy design is essential to the future of all foundations and endowments. Whether a foundation or endowment will be successful years down the road will be determined by defining and following a spending policy and asset allocation.

Planned Giving

Creating successful programs for enhancing philanthropic giving is essential in helping your foundation, endowment, and college clients raise new assets to further their programs for years to come. We feel that this education for donors and trustees is essential.

Trustee Education

At JMOD Financial Services, we focus our efforts with foundations, endowments, and colleges on trustee education.  Collectively, our team has about 50 years experience working with educators and not for profits.

The areas we focus on include:

• Policy Statement Design
• Spending Policies
• Asset Allocation
• Risk Management
• Performance Reporting

Asset Management and Implementation

We offer the following services:

• Investment Policy Development
• Custom Asset Allocation
• Ongoing Manager Research and Due Diligence
• Manager Selection and Implementation
• Ongoing Monitoring and Rebalancing
• Discretionary Portfolio Management
• Ongoing Risk and Liquidity Management

At JMOD Financial Services, we are independent of any bank, insurance company, or wirehouse, and we offer client-driven, unbiased investment consulting. We help our clients seek the highest risk-adjusted performance, understand how we explore higher expected returns, and eliminate the frustration of not knowing what to do next.

Our Partnership

JMOD Financial Services is dedicated to partnering with top financial service firms and you to provide an outstanding benefit to your plan. We collaborate with you to develop educational materials to raise plan awareness to work toward success at every level. Your plan’s goals and objectives become our main focus.

Our People

The cornerstone of success for any organization lies in its people. We offer face-to-face service models for you. With a team of dedicated professionals, you will have a single point of contact to serve your specific needs. You will also have unlimited access to dedicated financial advisors who not only work, but live in the communities they serve.

And since we understand how busy your job can be, we offer a specialized team of people to make plan administration easy. Innovative services like Worksite Financial Solutions and our partners’ flexible proprietary recordkeeping can help you work through your unique challenges and minimize your administrative tasks.

Let's Talk

If you’d like to take the next step in upgrading your retirement plan, endowment, or foundation, let's talk. We’d like to offer you the service and experience you need to help prepare your employees for a secure retirement.

Not sure if your business needs a financial planner? Find out why you do.