If you’ve only just begun your career and are starting to collect a decent paycheck, the last thing on your mind is probably retirement planning. When you’re in your twenties and thirties, retirement can feel light years away, but it will get here much quicker than you can imagine. And when it does, you’ll want to be prepared.
How to Avoid Retirement Woes
You’re 25 and feeling alive. You’re settling into life after university, paying off your debts and slowly figuring how to “adult”. But with the responsibility of bills, rent, and even keeping up social appearances, prioritizing financial planning is something far too often pushed to the side.
Roses are red, violets are blue, Valentine’s Day can be cheap, hooray for you!
Right after New Year’s the red, pink, and white move in to the shopping aisles to serve as a perpetual reminder that Valentine’s Day is coming.
If you’re a fan of political dramas on televisions, you’ll know that the turbulent world of politics has an affect on the global financial markets. But what about in real life? How much does art - if you can call shows like Scandal, Veep, and House of Cards art - imitate life, and vice versa?
Every now and then, we’re asked why we almost exclusively use Vanguard and Dimensional Mutual Funds & Exchange Traded Funds (ETFs) to build investment portfolios. The answer comes down to financial science.
Vacation season is almost upon us and, for many Americans who haven’t traveled abroad in several years, their vacations have been years in planning. However, even the best laid plans can quickly come unraveled if you don’t take some extra measures to ensure that your finances are protected before you leave on your trip.
What drives the financial markets? The unfortunate fact is that it’s mostly: Fear and Greed.
The fear of losing money and the desire to make more is the major reasons why the “average investor” does so poorly in relation to the markets. Of course, you have to throw in a simple case of complacency too.
I recently read an “Investment News” article1 about a financial advisor’s ongoing saga with the Securities Exchange Commission (SEC). Like many before her, she appeared to be a casualty of her own pride and greed.